Corrected Version – Thanks to the help of a few of my readers I have corrected a mathematical error which overstated the benefits of the Traditional IRA. However, I still strongly favor the Traditional IRA over the Roth IRA as described below. Cheers! — You know the wonderful Roth IRA or the Roth 401K contributions everyone has been raving about? Well, it might not be so shiny …Read more…

I have had several discussion with readers lately regarding the costs associated with active investing and the benefits of passive investing through index tracking products. I originally wrote the following post back in August 2011, but back then I was just starting out so not many people actually read it. Take a look and let me know what you think. —— Unpredictable markets, Eurozone …Read more…
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Managing your investment portfolio can be quite stressful, especially during periods of high market volatility and economic crisis. The last several years have been particularly tough years for individual investors given the performance of global markets over the previous decade. Over this period, developed equities markets including the U.S., U.K. and Western European markets have produced negative returns after accounting for the impact of inflation.
Here are four ‘IDEA’s for minimizing risk while maximizing investment returns. [Read More...]

If you are holding an investment portfolio of stocks, bonds, mutual funds and ETFs then you don’t need me to tell you that the markets have been quite bumpy lately. Furthermore, there are no clear signs that equity market volatility is going to let up in the foreseeable future. Naturally, this forces individual investors to question their tactics or even their entire approach to investment management (and the value of their financial advisor).
Here are questions I am asking myself: [Read More...]
When I was growing up and even in my early 20’s I thought that becoming wealthy was a complicated and mysterious process. I also believed that being a high net worth individual meant that you needed to “look” wealthy by spending large sums of money on material items. Nothing could be further from the truth…
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#1 I was quoted, I was quoted!! Check out this article by Jon the Saver at FreeMoneyWisdom.com: Money Tips from 49 Personal Finance Bloggers My Quote: “When developing a savings plan keep it simple. As soon…..” [Read More] #2 Bonus Net Worth Protect was also featured in TotallyMoney Carnival #44: Thanksgiving Edition! Neo presents How to Use REIT Investments in Your Portfolio to Build …Read more…
Today I am publishing a follow-up post to Neo’s 5-part blog series titled, “5 Key Planning Steps to Ensure Financial Freedom”, which focused on developing a detailed plan for achieving financial freedom. Once you have gone through all of the hard work of understanding your financial means, goals and budget, the next big task is the execution of your budgeting strategy. When setting up a system I always ask …Read more…
I am ending the week with a rant. [rant began] The market volatility is really completely out of control and I dislike it immensely. It’s bugging me that the market is so completely batty. It’s bugging me that the correlation between news sound bits and market prices is pretty much impossible to measure and understand. And finally, it’s bugging me that decision making appears to …Read more…
Ah young love; it is wonderful and carefree, but sooner or later reality will set in and differences of opinions will most certainly arise. As individuals we each develop a belief system based on our upbringing, education and life experiences. Even if you are fortunate enough to find a partner with similar values, it is likely that your views and approach to personal money …Read more…





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